Our Services

Our services are available to anyone who needs assistance managing their monthly finances or who wants to learn how to manage their money more effectively. If you or someone you care about is struggling with paying bills, managing an immediate crisis, or budgeting for unexpected expenses, please contact us to learn more about our services.

How We Help

Together with our clients, we establish a household budget that is realistic and manageable that meets priority needs such housing, food, utilities and medical expenses. We help:

  • Coordinate services with other agencies to meet clients’ needs
  • Protect vulnerable clients from being taken advantage of or becoming victims of a scam
  • Help clients become more financially disciplined, control spending, and reserve funds for unforeseen expenses
  • Teach clients who are able the tools to gradually assume responsibility for their own finances

Service Fees

Service fees are based on the client’s income and ability to pay. Maranatha-Carlisle receives support from the United Way of Carlisle & Cumberland County, Partnership for Better Health, Community Aid, and individual donors which allows us to offer many clients support at no cost to the client. 

Representative Payee and Money Management Services

Representative Payee Services are available to clients who receive Social Security or SSI benefits and who can’t manage or direct the management of his or her benefits. This service allows individuals to lead independent lifestyles with the support of a financial manager whose duty is to make sure the current needs of the beneficiary are met.  For those who need these type of services, but do not receive social security or SSI benefits, Maranatha can manage an individual’s funds and pay bills and creditors directly.

Our Commitment to You

Maranatha-Carlisle has served the community since 2003.


We treat our clients with respect and dignity. Our goal is to make a difference in the lives of those we serve.


We are bonded and insured and we adhere to representative payee services regulations set forth by the Social Security Administration. We are overseen by our Board of Directors and audited annually.


We explain in detail the services we provide and any related fees. We maintain detailed records for each client and are available to answer questions that arise.


We maintain the confidentiality of our clients’ financial information and personal circumstances.